Last Updated January 15, 2024
Welcome to Plink, a technology-enabled platform that uses a variety of strategies to provide personalized marketing, loyalty and commerce Programs to participating businesses (the “Services”). Our technology platform and Program is designed to leverage our connections with financial institutions and other third-party user interfaces, using promotions, automated communications, data and incentives to elevate awareness of participating Merchants and motivate consumers to purchase goods and services at participating Merchants.
Acceptance of Terms of Use Agreement.
Term and Termination.
Payment and Subscription.
Advertising and Promotions.
The logos, trademarks and other designations of each Party are collectively referred to as the “Trademarks” of that Party. The Company (and its Third-Party Providers) may use the Merchant’s Trademarks in our sales and marketing. We agree to follow any Trademark use guidelines provided by the Merchant in writing. In no event shall we use Merchant’s Trademarks in any defamatory or obscene manner or, as determined by Merchant in its reasonable discretion, in any manner likely to harm the Merchant’s reputation or goodwill. The Company grants Merchant a non-exclusive, non-transferable license to use our Trademarks solely to promote the Company and related Promotions during the term of this Agreement. Merchant will present to the Company, for its prior approval, any item or material that uses or refers to our Trademarks. Merchant shall not use our Trademarks in advertisements or promotions that contain any reference to any entity that is not related to the Company. Merchant consents to receive periodic advertisements, promotions, and marketing from the Company about our promotions. We agree to use Merchant information solely for the purposes of active promotions and as otherwise permitted herein, and will not sell, deliver, or otherwise transfer Merchant information to another except as permitted herein or unless required by the federal or applicable state laws of the United States of America.
Consent to Collection of Certain Participant Data.
The Company and/or its Third Party Provider must collect certain Transaction Data related to purchases made from the Merchant with registered Payment Cards. To facilitate the collection of this data, we may establish data and/or telecommunications links, and:
a. the Merchant, its employees, and/or appointed agents authorize the Company and its Third Party Providers to use the Merchant’s Transaction Data as contemplated by and in furtherance of the objectives of the Company’s promotions, including for determining the qualification of Participant transactions for credit and for identifying and tracking participating merchant members activity;
b. Merchant authorizes Collinson to enroll Merchant as a participating merchant enabled by Collinson Services and applicable Financial Institutions; and
c. Merchant permits the monitoring, collection, use, disclosure and sharing of related Payment Card Transaction Data for the purpose of enabling the Collinson Services;
d. Merchant acknowledges that it will remain responsible for any fees imposed by its settlement bank, settlement processor, authorization network processor, or the like in its normal course of processing payment transactions; and
e. the Company shall otherwise treat transaction, financial, and Participant information obtained and/or processed by the Company as a result of this Agreement in strict confidence.
The Company agrees that it will only use Transaction Data provided to it in connection with this Agreement for purposes of fulfilling its obligations to the Participant(s) and the Parties in connection with the execution of this Agreement.
Data Rights.
Merchant consents to the Company’s access and processing of Participant Data and Transaction Data collected from the Program in connection with the Services, and acknowledges and agrees that the Company, Third Party Providers, their Financial Institution customers may use such data for purposes of generating anonymous, aggregated, statistical models and compilations, trend analyses, Program performance analyses, benchmarking, the development of case studies and for internal business purposes so long as such data is not publicly attributable to and no reference is made to the Merchant, and that such data may be otherwise used by Financial Institutions with respect to its card holders in accordance with its Payment Card member rules. In addition to the foregoing, Merchant consents to the Company receiving access to other Merchant data held by Financial Institutions for our business purposes including, but not limited to, meeting certain obligations to Merchant hereunder.
Merchant Data Rights.
If Merchant is provided with any non-aggregated Transaction Data relating to the use of Payment Cards (“Payment Card Data”), Merchant shall use such data solely for purposes of completing or validating Redemption-related transactions or rewards, calculating associated rewards or identifying transaction matches, and not for any marketing, modeling or for any other purposes, and to retain such data only for so long as it has a legitimate business need to retain them for such purposes. Merchant acknowledges and agrees that the Financial Institutions make no representations or warranties as to the accuracy or availability of Payment Card Data, and that the foregoing data rights are subject to change if the corresponding rights derived from the Financial Institutions are hereafter restricted or modified. If for any reason whatsoever Transaction Data from a data provider is no longer available to the Company or Collinson for use or sharing as contemplated under this Agreement, the Company and Collinson reserves the right to discontinue or limit the support of the Program as contemplated hereunder to the extent impacted by the loss of such data.
Representations and Warranties.
Each Party hereby represents and warrants that
a. it has the authority to enter into this Agreement and to fully perform its obligations hereunder;
b. this Agreement does not and will not conflict with any of the Party’s other obligations to any third parties; and
c. it complies and will comply with all applicable laws and regulations.
Merchant additionally represents and warrants that the Merchant is authorized and has the necessary third party consents to grant the licenses for the Trademarks as contemplated hereby, and the use by the Company of Merchant’s Trademarks, does not infringe or misappropriate any third party copyright, trademark, right of publicity, or other proprietary right. THE COMPANY AND ITS THIRD-PARTY PROVIDERS PROVIDE THEIR RESPECTIVE SERVICES “AS IS.” THE COMPANY AND ITS THIRD PARTY PROVIDERS DISCLAIM ANY AND ALL PROMISES, REPRESENTATIONS, AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE AGREEMENT, AND ANY OTHER DATA, INFORMATION, OR OTHER MATERIAL FURNISHED TO MERCHANT HEREUNDER; AND WARRANTIES OF NON INFRINGEMENT, TITLE, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE OR USE. NEITHER THE COMPANY NOR ANY OF ITS THIRD-PARTY PROVIDERS WARRANT THAT ITS PLATFORM OR SITE, ANY INTERNET CONNECTIONS, OR THIRD-PARTY CONNECTIVITY, WILL OPERATE UNINTERRUPTED OR ERROR-FREE. THE COMPANY AND ITS THIRD-PARTY PROVIDERS DISCLAIM ANY AND ALL LIABILITY ARISING FROM THE TRANSMISSION OF INFORMATION OVER THE INTERNET, OR ANY IMPAIRMENT OR DISRUPTION OF THE INTERNET. IF AND TO THE EXTENT THAT THE SERVICES PROVIDED HEREUNDER ARE DELAYED, SUSPENDED OR TERMINATED FOR REASONS BEYOND THE COMPANY’S OR ITS THIRD PARTY PROVIDER’S REASONABLE CONTROL, INCLUDING THE INABILITY OR UNWILLINGNESS OF THIRD PARTIES TO PROVIDE SUPPORTIVE SERVICES, THE COMPANY AND ITS THIRD PARTY PROVIDERS HEREBY DISCLAIM ANY AND ALL LIABILITIES ASSOCIATED THEREWITH. MERCHANT HEREBY ACKNOWLEDGES THAT THE TRANSACTION DATA SUPPLIED BY COLLINSON AND ITS FINANCIAL INSTITUTIONS AND RELATED SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
Limitation of Liability
UNDER NO CIRCUMSTANCES WILL THE COMPANY BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES (INCLUDING ANY CLAIMS FOR LOST PROFITS, LOST BUSINESS, OR LOST DATA) ARISING OUT OF THIS AGREEMENT, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. THE COMPANY’S ENTIRE LIABILITY ARISING FROM OR RELATING TO THIS AGREEMENT, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHER CAUSE OF ACTION WILL NOT EXCEED THE AMOUNTS COLLECTED FROM RESELLER UNDER THIS AGREEMENT IN THE THREE-MONTH PERIOD PRECEDING THE DATE ON WHICH THE CLAIM AROSE.
Indemnification.
The Company agrees to indemnify and hold harmless Merchant from and against third party claims, damages, losses, costs or expenses, including reasonable attorneys’ fees, to the extent arising out of the Company’s violation of any law or the Company’s willful misconduct. In no event shall the Company or its Third Party Providers be liable to Merchant or to any third party for any loss of profits, business interruption, or loss of business information; any incidental, special, exemplary, or consequential damages; or any claims or demands brought against Merchant, even if the Company has been advised of the possibility of such damages. Merchant shall defend, indemnify and hold harmless the Company and its Third Party Providers, and their respective affiliates, directors, officers, employees, agents, successors, heirs and assigns (collectively, the “Indemnitees”), from and against any and all losses, costs, liabilities, damages, fines, injuries, interest or expenses (including reasonable attorneys’ fees and costs of investigation and defense) suffered or incurred by any Indemnitee (collectively, “Losses”) to the extent such Losses are attributable to any third party claims, actions or proceedings (collectively, “Third Party Claims”) arising from, based upon or related to: (a) a claim that any Merchant Trademark infringes or otherwise violates any third party intellectual property or other proprietary rights or privacy rights or otherwise violates law; or (b) any violation of law or breach of any covenant, representation or warranty hereunder by Merchant (including payment defaults). Merchant shall pay any judgments, settlement amounts, reasonable attorney’s fees and other costs and expenses of litigation incurred by an Indemnitee of such Third-Party Claims. The foregoing indemnity obligation shall survive any termination or expiration of this Agreement. Merchant may not use the Service for any illegal or unauthorized purpose or violate any laws in its jurisdiction (including but not limited to copyright laws) or of the United States. The Company’s total liability for any cause of action, claim, damages, fees, costs or expenses, excluding claims under this section (Indemnification), shall be limited to the amount of fees paid by Merchant to the Company under this Agreement during the six (6) months immediately preceding the date on which the claim at issue accrued.
Release.
Merchant (on its own behalf of that of its respective representatives and affiliates) hereby releases any and all claims that it (or they) may have against Collinson and/or the Financial Institutions for and in connection with any services provided by such Financial Institutions. Collinson and its Financial Institutions shall be deemed third party beneficiaries of this Agreement.
Mandatory Arbitration.
In the event of a dispute arising out of this Agreement, the Parties agree to use good faith efforts to reach a resolution amicably. The Parties will have thirty (30) days from the date the dispute originated to reach a resolution. In the event the good faith efforts are unsuccessful, the Parties agree to mandatory, binding arbitration, following the processes set forth by the American Arbitration Association. The exclusive venue for any such arbitration shall be Los Angeles, California. The cost of the arbitrator’s compensation shall be shared equally by the Parties.
Independent Contractors.
The Parties are independent contractors. Nothing in this Agreement shall be construed to create any employment, partnership, or agency relationship between the Parties. Except as otherwise expressly stated herein, neither Party shall make any representations or warranties, or enter into any agreement or assume any obligation on behalf of the other Party.
Governing Law.
This Agreement shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its conflict of laws provisions or your actual state of residence. Any claims, legal proceeding, or litigation arising in connection with this Agreement will be brought solely in Los Angeles, California, and you consent to the jurisdiction of such courts. Merchant shall commence an action in relation to an alleged breach of this Agreement within one (1) year from the date of breach, without regard to the date the breach was discovered. Any action not brought within that one (1) year time period shall be barred, without regard to any other limitations period set forth by law or statute.
Changes to this Agreement.
The Company reserves the right to modify, at its sole discretion, this Agreement at any time, so please review frequently. Merchant’s continued participation in the Company Programs represents Merchant’s acceptance of the modified Agreement. If a material change to this Agreement is necessary, Merchant can terminate this Agreement without penalty by providing notice of termination to Plink at 2708 Wilshire Blvd, #601, Santa Monica, CA 90403 within thirty (30) days from the date of the change or contacting the Company to cancel Merchant’s services.
Entire Agreement.
This Agreement including all attachments hereto, constitutes the entire agreement between the parties, and supersedes all prior agreements, whether written or oral, regarding the subject matter of this Agreement.
Fanbank, Inc., also operation as PlinkTM, along with its affiliates (collectively, the “Fanbank,” “Plink,” “Company,” “we” or “us”), provides the information and services on its World Wide Web site(s) (the "Site") to you (the "User") under the following Website Terms of Use (together with our Privacy Policy and Consumer Privacy Notice, Program Terms of Service and Merchant Terms of Service, all which are available on this Site). By accessing and/or using the Site as either a guest or a registered user, you indicate your acceptance of these Terms of Use. Please read our Terms of Use carefully; and if you do not wish to be bound by these Terms of Use do not access or use the Site in any manner. For further information, please review our Privacy Policy and our company Terms of Service documents. We welcome questions at info@plink.ai.
SITE MODIFICATION.
We intend to update our site on a regular basis and although we are under no obligation to do so, we shall modify change, add to, terminate, or suspend any part or all of the site at any time when we believe it is necessary and without notice to you. There may be times when our site is temporarily unavailable during these updates.
SECURITY.
The security of information transmitted through the Internet can never be guaranteed. We are not responsible for any interception or interruption of any communications through the Internet or for changes to or losses of data. User is responsible for maintaining the security of any password, user ID, or other form of authentication involved in obtaining access to password protected or secure areas of the Site. In order to protect you and your data, we may suspend your use of the Site, without notice, pending an investigation, if any breach of security is suspected.
TRANSMISSION OF PERSONAL DATA.
User acknowledges and agrees that by providing us with Personal Information (as defined in our Privacy Policy) through the Site, User consents to the transmission of such personal User information over international borders as necessary for processing in accordance with our standard business practices and Privacy Policy.
ACCESS TO PASSWORD PROTECTED/SECURE AREAS.
Access to and use of password protected and/or secure areas of the Site is restricted to authorized Users only. Unauthorized access to such areas is prohibited and may lead to criminal prosecution.
USE OF INFORMATION.
All information submitted by the User or gathered by us during the User's involvement in our programs, including but not limited to logos and results in the programs, can be used and published by us on our website, promotional materials and articles, and other publications.
COOKIES.
Please be advised that we use cookies on our Site. Cookies are small data files which our Site may place on your computer or mobile device when you visit us. Cookies allow us to understand how you use our website and assist us to make our website operate efficiently. They also provide information to improve your experience when using our Site. We use both 1st party and 3rd party cookies within our Platform.
Our Site requires that you acknowledge use of cookies when accessing our site. At any time, you may refuse our use of cookies, withdraw a previous approval for the use of cookies, remove any cookies that have already been set, or change your cookie settings in your browser. Please be advise that access to some portions of our Site may be restricted based on your cookie settings.
Cookies on our Site only apply to our Site and will not transfer to linked sites available on our Site. For those linked sites, we recommend reviewing their Cookies Policy. If you have questions about our Cookies Policy, or any other Website Terms of Use, please contact us at contact@plink.ai.
We may update our Cookie Policy from time to time. When we make changes, we’ll update the Effective Date on our Website Terms of Use and will post it on our Site. We encourage you to check back periodically to review our Terms of Use as well as this Cookie Policy for any changes since your last visit.
LAWS AND REGULATIONS.
Access to and use of this Site is subject to all applicable international, federal, state, and local laws and regulations. User agrees not to use the Site in any way which violates such laws or regulations.
COPYRIGHT, SERVICEMARKS AND TRADEMARKS.
Our logo and the name Fanbank, Fancoins and Plink are trademarks and service marks of the Company. Additionally, the information available on or through this Site is the property of the Company or its licensors, and is protected by copyright, trademarks, and other intellectual property laws. Users may not modify, copy, distribute, transmit, display, publish, sell, license, create derivative works, or otherwise use any information available on or through this Site for commercial or public purposes. Users may not use the trademarks, logos, and service marks ("Marks") for any purpose including, but not limited to, use as "hot links" or meta tags in other pages or sites on the World Wide Web without the written permission of Fanbank or such third party that may own the Mark.
TAMPERING.
User agrees not to modify, move, add to, delete, or otherwise tamper with the information contained in our website. User also agrees not to decompile, reverse engineer, disassemble or unlawfully use or reproduce any of the software, copyrighted or trademarked material, trade secrets, or other proprietary information contained in the Site.
THIRD PARTY INFORMATION.
Although we monitor the information on the Site, some of the information is supplied by independent third parties. While we endeavor to ensure the accuracy of all information on the Site, it makes no warranty as to the accuracy of any such information.
LINKS TO THIRD PARTY SITES.
This Site may contain links that will allow access to other websites that are not under our control. The links are provided only as a convenience and we do not endorse these sites. We assume no responsibility or liability for any material that may be obtained on other websites reached through this Site, nor do we make any representation regarding the quality of any product or service contained at any such site.
COLLINSON CLO.
Collinson CLO, Inc. is a third-party service provider we utilize to link available offers to your payment card(s). Collinson CLO, Inc. monitors transactions on your registered payment card(s) to identify qualifying purchases in order to determine whether you have qualified for, or earned, rewards linked to your payment card. For more information on Collinson CLO, Inc., please see Collinson CLO, Incs.' Terms of Service and Collinson CLO, Incs.' Privacy Policy.
TRANSACTION MONITORING.
By registering a payment card (e.g., debit card or credit card) in connection with transaction monitoring, you authorize the Company to share your payment card information with the applicable payment network(s) (such as MasterCard, VISA, and American Express) so they know you enrolled, in addition to Collinson CLO, Inc., which acts as our service provider in making available offers linked to your payment card. You authorize the applicable payment network(s) and Collinson CLO, Inc. to monitor transactions on your registered card(s) to identify qualifying purchases in order to determine whether you have qualified for or earned an offer linked to your payment card, and for the payment networks, including MasterCard, VISA and American Express, to share such transaction details with Collinson CLO, Inc. and us to enable offer(s). Further details are contained in the Program Terms of Service and Privacy Policy.
NO WARRANTIES.
Information and documents provided on this Site are provided "as is" without warranty of any kind, either express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, and non-infringement. We use reasonable efforts to include accurate and up-to-date information on this Site; it does not, however, make any warranties or representations as to its accuracy or completeness. We periodically add, change, improve, or update the information and documents on this Site without notice. It assumes no liability or responsibility for any errors or omissions in the content of this Site. Your use of this Site is at your own risk.
LIMITATION OF LIABILITY.
Under no circumstances shall we (the Company, its affiliates, third party providers, including payment card networks and payment processors), be liable for any damages suffered by you, including any incidental, special, or consequential damages (including, without limitation, any lost profits or damages for business interruption, loss of information, programs or other data) that result from access to, use of, or inability to use this site or due to any breach of security associated with the transmission of information through the internet, even if we were advised of the possibility of such damages.
JURISDICTION/GOVERNING LAW.
These terms and conditions shall be governed and construed in accordance with the laws of Los Angeles, California, USA, and applicable federal laws without regard to conflicts of law principles. User agrees that any and all proceedings relating to this site and the subject matter contained herein shall be maintained in the courts of the State of California or the federal district courts sitting in California, which courts shall have exclusive jurisdiction for such purpose.
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